PRIVATE LUNCH & LEARN + DIRECT LENDER BACK-STAGE TOUR

REAL ESTATE AGENTS: THIS IS NOT YOUR TYPICAL LENDER PRESENTATION.

Most real estate agents work with lenders every day—but how many have actually gone behind the scenes of a direct mortgage lender to see what happens to their client’s loan after it is submitted?

This is a rare opportunity to step inside Star Financial’s Corporate Headquarters for a private Lunch & Learn and Back-Stage Tour designed specifically for real estate professionals.

You’ll get an inside look at the people, departments, systems and decisions involved in taking a buyer from loan application → processing → underwriting → clear-to-close → funding.

GO BEHIND THE SCENES

Rather than simply hearing about loan programs, you’ll have the opportunity to see how a direct lender actually operates.

Meet the people behind the transaction and learn what happens at each stage of the mortgage process.

You’ll have the opportunity to meet and interact with professionals involved in areas such as:

• Loan Origination
• Processing
• Underwriting
• Funding
• Operations
• Capital Markets & Pricing
• Business Development
• Executive Leadership

Ask questions. Bring scenarios. Learn directly from the people doing the work.

WHY SHOULD A REAL ESTATE AGENT ATTEND?

Understanding financing can make you a stronger real estate professional.

When you better understand what happens behind the scenes, you can better prepare your buyers, identify potential financing challenges earlier, communicate more effectively with the lending team and help keep transactions moving toward closing.

You’ll learn more about:

✓ What happens after your buyer submits a loan application
✓ What processors actually look for
✓ How an underwriter evaluates a file
✓ What can delay or jeopardize a closing
✓ How agents can help prevent unnecessary financing problems
✓ What happens between underwriting and Clear to Close
✓ How funding actually works
✓ How direct lending differs from other lending models
✓ How to better structure conversations with buyers before writing an offer
✓ Financing options that may help clients who don’t fit a traditional lending box

EXPAND THE NUMBER OF BUYERS YOU MAY BE ABLE TO HELP

Star Financial offers financing solutions across a range of borrower profiles, including:

Jumbo • High-Balance • DSCR • Bank Statement • P&L • Asset Depletion • Non-QM and other specialized programs

For agents working with first-time buyers, self-employed borrowers, investors, high-net-worth clients or buyers with complex income, understanding additional financing options can help you recognize opportunities that might otherwise be overlooked.

LEARN HOW TO MAKE YOUR OFFERS STRONGER

Price isn’t the only thing listing agents and sellers consider.

Certainty of financing matters.

Star Financial operates as a direct lender with processing, underwriting and funding handled in-house. Understanding how these departments work together can help agents have more informed conversations about financing timelines, pre-approvals and the strength of a buyer’s position.

The goal isn’t to turn you into a mortgage professional.

It’s to make you a more knowledgeable real estate professional.

BRING YOUR QUESTIONS

This is your opportunity to ask the questions you’ve always wanted to ask a lender:

Why did underwriting ask for that document?

What makes one pre-approval stronger than another?

Why do some loans close quickly while others get delayed?

What happens when a buyer is self-employed?

What options exist when Conventional financing doesn’t work?

What should an agent know before promising a closing timeline?

Go directly to the people who work inside the lending process and learn how it actually works.

YOUR PRIVATE HOSTS

Barbara Alvarez
President of Business Development
Star Financial

Max Sandoval
President & Chief Executive Officer
Star Financial

Barbara and Max will welcome our group and provide access to the Star Financial team for an inside look at the company’s direct-lending operation.

WHAT YOU SHOULD WALK AWAY WITH

The goal is simple:

Become a better resource for your clients and a stronger agent at the negotiating table.

You’ll leave with a better understanding of how mortgage financing works behind the scenes, what can make or break a transaction, what questions to ask earlier in the process and how to collaborate more effectively with lenders on behalf of your buyers and sellers.

PRIVATE EVENT • LIMITED ATTENDANCE

This isn’t a webinar.

This isn’t another lender sales pitch.

We’re going inside the corporate headquarters and behind the scenes of an operating direct mortgage lender.

If you’re a real estate agent who wants to better understand financing, strengthen your transactions and provide greater value to your clients, this is an opportunity you don’t want to miss.

Lunch • Learn • Tour • Ask Questions • Meet the Team • Go Behind the Scenes